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Eighty percent of Americans agree they would benefit from having basic financial education and information.^1
1 The 2009 Consumer Financial Literacy Survey, Harris Interactive, Inc., 2009

Welcome to our research center! We've put together a library of information on important financial topics that we believe you'll find helpful.

Simply click on one of the general financial topics below and you'll find a selection of easy-to-understand information sheets about related financial concepts and strategies. This information is updated regularly to reflect the latest facts, figures, legislation, and economic trends.

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• Estates & Trusts

  Charitable Gifts
  Gifting Strategies
  Charitable Lead Trusts
  Charitable Remainder Trusts
  Wealth Replacement Trusts
  

  Retirement

  Roth 401(k)
  Why Purchase Annuities
  Annuity Living Benefits
  Unforgettable Birthdays
  Your Business and Retirement
  Social Security Income
  Retirement Plan Distributions
  Save Now or Later
  Roth IRAs
  

  Tax Planning

  Capital Gains Tax
  Estate Tax
  Gift Tax
  Retirement Plan Limits
  Estate Tax Repeal
  Required Minimum Distributions
  Charitable Trust Tax Benefits
  Retirement Plan Taxes
  Withdrawing Before Age 59.5
  Tax-Advantaged Investments
  Tax-Advantaged Alternatives
  

• Investing

  Growth Stocks vs. Value Stocks
  Diversification
  Types of Bonds
  Mutual Funds vs. Stocks
  Annuities
  Asset Classes
  Asset Allocation
  Dollar-Cost Averaging
  

• Cash Management

  Cash Management Basics
  Doubling Your Money
  Cash Management Tools
  Smart Financing Ideas
  Effects of Inflation
  

  Risk Management

  Life Insurance for Business Owners
  Types of Life Insurance
  Term Life Insurance
  Maximizing Insurance Benefits
  Insuring Your Future
  Assessing Disability Insurance
  Additional Liability Coverage
  Evaluating Insurance Companies